Payday Loan and Cash Advance Facts

Apply Now for Cash Loans up to $1500

I a Checking account.
I receive my paycheck by .
I take home per month.
I have returned items or overdrafts on my last bank statement.

Payday Loans and Cash Advances are designed to meet a short-term cash emergency such as a car repair or a medical need (i.e; prescription medication).
Payday Loans and Cash Advances are key services for people who have a financial need between paydates.
Using Annual Percentage Rates (APR) to evaluate the costs of Payday Loans and Cash Advances are not accurate, because the charge for service is closer in nature to a fee.
Most banks will typically NOT process a consumer loan for under $1,000. The average Payday Loan or Cash Advance is approximately $200.
Fees charged by banks for bounced checks are often significantly higher than fees charged for Payday Loan and Cash Advance services. Additionally, merchants often charge their own bounced check fee.